For over 27 years, First Continental Mortgage (FCM) and affiliates, have shared a common purpose to help families realize the American dream of owning a home! We are seeking highly motivated, qualified individuals for the role of Senior Mortgage Loan Underwriter.
FCM is a full-service, FNMA, HUD and VA approved national mortgage lending firm headquartered in Houston, Texas. We specialize in partnering with home builders as well as retail production. We originate over $1 Billion in purchase loans throughourhome-builder partnerships inthree states.
Remote position and sign-on bonus possible for well qualified candidates. Flexible hours available.
Key Responsibilities
- Service-focused with excellent time-management, multi-tasking skills, and keen attention to detail.
- Underwrite FHA, VA, Conventional conforming and Conventional non-conforming mortgage loans following company, investor, and government standards.
- Evaluate credit / employment history, and financial status of mortgage loan files to determine credit worthiness in compliance with requirements.
- Analyze loan documentation such as credit reports, verification of employment, paystubs, verification of deposit, tax returns, bank statements, appraisals, and all other supporting documentation provided.
- Ensure compliance with federal agencies including FNMA, FHLMC, HUD, and VA
- Other duties as assigned by management.
Requirements
- 3-5 years’ experience as a senior level residential mortgage underwriter
- Experience with FHA, VA, and Conventional conforming and non-conforming loans.
- DE designation essential.
- VA LAPP / SAR designations a plus.
- Knowledgeable in investor overlay and researching such guidelines.
- Excellent appraisal analysis skills.
- Knowledge of current FNMA, FHLMC, HUD, VA, and investor guidelines.
- Strong analytical decision-making and problem-solving abilities.
- Aptitude for maintaining professional relationships with coworkers.
- Excellent verbal and written communication skills.
- Encompass LOS familiarity.
What FCM Offers We offer a truly competitive compensation package where you’ll be rewarded for your performance. Our benefits include:
- Medical, Dental & Vision
- FSA, Life, Supplemental Life, Long Term Disability, and Supplemental Insurance
- Vacation Earn 1 week after six months of employment; 2 weeks after 1 year
- Sick Time
- 401k
FCM and its Affiliates are Equal Opportunity Employers.
Be part of a dynamic and growing organization with a philosophy of investing in its people and promoting within its ranks.
To learn more about FCM, please visit our website at https://www.firstcontinentalmtg.com
Source: Indeed.com
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